Our approach

At Lostracco Wealth Management, our process is based on the four classic pillars of financial planning:

1. Investment Management
2. Estate Planning
3. Tax Planning
4. Insurance Planning

Properly aligned, these are the fundamental building blocks of total wealth management. We are strong believers in Warren Buffett's rules of investing:

Rule #1: Never lose money.
Rule #2: Never forget Rule #1.

Our process involves eight distinct steps leading to a powerful wealth management strategy for each client:

1. Discovery: We develop an understanding of your goals, personal and financial.
2. Financial planning: We prepare an analysis of your complete financial situation.
3. Will & Estate review: We help you address your estate planning concerns and goals.
4. Insurance analysis: We help you protect what you have worked hard to build.
5. Investment Policy Statement (IPS): This is the blueprint for your investment strategy.
6. Investment proposal: This is your recommended investment plan, approved by you.
7. Ongoing services: We track portfolio performance and give you timely updates.
8. Regular reviews: As your needs change and markets evolve, we adjust your plan accordingly.

Backed by the national and international resources of RBC Dominion Securities, Lostracco Wealth Management offers a comprehensive range of investment, financial, insurance and estate planning services:

Professional Investment Management

To grow your capital in the financial markets, we balance opportunity with risk management and take your preferences into consideration. Drawing on a disciplined approach to managing portfolios, we offer a premium level of discretionary account management and leverage an accredited Portfolio Manager (PIM) to deliver results.

Comprehensive financial planning

We develop and execute a tailored approach to make the most of your unique financial circumstances. Using RBC’s proprietary planning tool, we show you projections based on your current financial state and our recommendations.

Optimizing business wealth

We help business owners develop a financial approach for today and for tomorrow, including everything from group pensions and retirement savings plans to business valuation and business sale support.

Will and estate planning

By reviewing your estate liabilities and leveraging insurance and other solutions, we put together plans that enable you to uphold your family’s lifestyle, even when you’re no longer by their side.